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uw grad student health insurance

You can contact, For primary care, such as treatments for cold or flu, vaccines, birth control, etc., you can visit a. offer self-pay discounts for uninsured patients. Calling the home to confirm appointments. GAIP: Graduate Appointee Insurance Program Orientations. How do uninsured students get health insurance? Hi everyone! to locate a provider that is in network or contact your Tricare Primary Care Manager to arrange for a referral. Documented immigration status (US citizen, legal permanent resident, student visa, etc.). We strongly encourage the student to apply themselves. Hall Health The question you are asking is whether the funding you received to cover your student health insurance is also considered tax-free by the IRS. You’re position is at least 50% full-time equivalent 3. If the student is a dependent of parents/guardians filing taxes in the US, parent/guardian income will be taken into consideration. 206.543.5030 No health insurance waivers will be accepted. The only way to know for sure if your plan is contracted is to call the customer service number on the back of your insurance card to complete the Know Your Benefits worksheet. Lifewise group plans (not individual marketplace plans), Uniform Medical Plan (Regence BlueShield). The pharmacy will also need the following to process a mail order request and subsequent refills: Prescriptions must be dropped off in person or mailed in to Rubenstein Pharmacy. Determine which providers, if any, from whom you want to be able to continue to seek care. You can change your Apple Health Managed Care plan by calling the Health Care Authority at 1.800.562.3022. Getting Started with LifeWise Student Insurance. Your LifeWise enrollment confirmation email contains instructions for making changes to your dependent coverage. In-network providers are contracted by the plan administrator, LifeWise, to reimburse at a discounted rate. An on-campus student health insurance representative, Kristina Miller, is available to help with questions pertaining to insurance coverage and benefits. 3. Use your non-network benefit, if available, which covers 50% of the cost and includes a $300 deductible, Lifewise individual plans available through the WA marketplace, Coordinated Care individual plans available through the WA marketplace, Community Health Plan of Washington (an Apple Health plan), Community Health Plan of Washington (Medicaid) – Use the, For care that is essential to your ability to succeed academically, such as ADHD assessment, surgery, etc., consider applying for. Medicaid (Apple Health) has no costs associated with it as long as you only seek covered services with contracted providers. What will your out-of-pocket costs look like for each of the plans in order to meet these needs? An academic student employee (ASE) who is registered for UW classes, An ASE who is not registered for UW classes, or, Mental Health Clinic (for individual and group therapy), Rubenstein Pharmacy (for prescription drugs), Health Promotion/ Wellness Resource Center, Preferred In-Network Provider: Hall Health*, In-Network providers (this includes Hall Health). You register for classes by the 10th day of each quarterThis eligibility criteria applies to the fall, winter, and spring quarters. This is an exercise for your own knowledge. Applying during open enrollment (November 1-December 15th), Gather materials you will need to apply: social security number, WA address, phone number, immigration documentation (if non-citizen), estimate of monthly income of applicant or family members if student is being claimed as a dependent on US taxes. Is the GAIP plan that is offered considered credible for prescriptions by Medicare? Dept. Mail order prescriptions must be paid for by debit or credit. Filter table by typing keywords. Out-of-state families should note that none of the insurance options available in Washington State will provide coverage for routine care outside of Washington. Hall Health Center, Counseling Center GAIP covers medical, vision, and dental care for teaching assistants, research assistants, tutors, predoctoral researchers, and other ASEs working across the University. The UW pays for your GAIP coverage if you hold an eligible job appointment and meet all these requirements: 1. There are two main kinds of health insurance that are relevant to students: Most UW students have in-state or out-of-state private insurance. The reverse is true of exchange plans obtained outside of Washington State (i.e., California). Apply about one week before the student arrives in Seattle and/or current health insurance ends, set aside 30 minutes to complete the application. Many international students and graduate student employees are … Only US citizens and legal permanent residents (green card holders) of more than five years are eligible for Washington State Medicaid (Apple Health). Look into coverage of common health needs, like mental health counseling, urgent care and prescription medication. Eligibility criteria for Medicaid (Apple Health): Apply about one week before the student arrives in Seattle and/or current health insurance ends, set aside 30 minutes to complete the application by phone. Use your insurance company’s website to search for contracted providers. In other words, you will want to select a plan based on which doctors, clinics, or health care providers you want to be able to see. There is no single plan that is best for all students. Active duty members must use a military treatment facility for their care, but family members may come to UW Medicine, including Hall Health. Catastrophic health insurance An HMO-style plan available to active-duty personnel, retirees, and their families. Her direct contact is kristina.miller@vumc.org or 615-343-4688. Insurance seekers can select a range of plans, from a minimal ‘Catastrophic Plan’ to platinum coverage. Students are strongly recommended to consider what optional coverage they may need and to become familiar … Plans available through the marketplace only provide emergency coverage out-of-state. We are motivated to meet the needs of our students, not by profit. Contact Hall Health to select a provider who is accepting new patients first, then contact your PCM to request a referral. Look into your institution's student health insurance plan, or if you're looking at programs don't be afraid to ask (or ask current students). To see a list of job appointments that are eligible for GAIP coverage, visit the departmental information page. On the website, you can also request a replacement for a lost card. View the Medicare credible coverage notice (PDF). Students who have an F-1 visa and who receive health care insurance from a spouse or parent's U.S. employer Note: The mandatory health insurance coverage for international students meets the federal government Affordable Care Act (ACA) requirements and the University of Wisconsin System Policy. No referral is needed. Hall Health offers the following resources to ASEs (enrolled in UW classes) and their dependents: Note: For Hall Health Services not available to you, these will be indicated by “NA” in your medical plan summary (below). UW does not offer health insurance to domestic students. Identify a primary care provider, an urgent care provider and a pharmacy that are in-network with your insurance plan, where you will get the highest level of coverage. All services outside of the Health Center (e.g. The coverage periods are: If your position begins after the first work day of the period, your coverage begins the first day of the next month. Upon request, you can purchase coverage for your spouse/partner and dependents. ASE dependents as well as ASEs who are not registered for classes have two levels of coverage available to them, depending on the type of provider they choose: Benefits at Hall Health are covered at in-network levels and generally subject to the deductible. Local Washington state address (residence hall okay). X-rays or hospitalization) are not covered by your health fee. Local Washington state address (residence hall or other student housing okay). People with Tricare have three ways to obtain medical coverage at Hall Health Center: A fee-for-service plan available to active-duty personnel, retirees, and their families. UHS provides primary and preventive care on campus, keeping costs as low as possible. Some on-campus health services are subsidized by the Services & Activities Fee (SAF), which all matriculated UW Seattle students pay. These hours are subject to change depending upon the needs of the university. Contact your school for details about its student health plan and eligibility criteria. Are there providers that are conveniently located close to your home and/or UW? © 2020 University of Washington | Seattle, WA. Please make sure to read all the GAIP information you receive as it contains important information about the GAIP plan. Health insurance is essential for students because it protects you from paying the full cost of health care. You enroll for at least 10 credits during the quarter 2. What should I do if my insurance doesn’t cover the cost of coming to Hall Health/UW Medicine? Contact Benefits The benefits are administered by LifeWise, a health insurance company based in the Pacific Northwest. GAIP benefits are negotiated between the UW and United Auto Workers on a three-year basis. Student Health Insurance. Which campus health services are subsidized? You can contact an insurance broker to learn more. To learn about your coverage, including how much you’ll pay for certain services, visit their website. Rubenstein Pharmacy reserves the right to contact the prescribing physician to confirm the need for maintenance medication and the right to verify future GAIP eligibility. You do not need to submit the worksheet or any other documentation to UW. You might have private insurance through an employer, parent, or spouse. This list is subject to change and does not guarantee that your insurance will cover the cost of all services with Hall Health/UW Medicine. Out-of-state private plans purchased on a state or federal exchanges, which only provide emergency coverage in Washington State, facilities for routine, urgent, or specialty care, or go to the, Care Clinic inside the Bartell Drugs in University Village. Health Insurance Available for Students. The Student Health Service is closed on University holidays, winter closure (between the Christmas and New Year’s holidays) and weekends. I'm also getting kicked off my parent's insurance at the end of this year. There are two types of Tricare: Prime and Select. Out-of-state Medicaid, such as MediCal. If you reside in WA and don’t have health insurance, you will need to seek coverage through, , Washington state’s health insurance marketplace. This is especially important if you are ineligible for health insurance (i.e., you are undocumented or on DACA). As you work toward your graduate degree, we will support you on the academic path that you will help to define so that you can take full ownership of your graduate education and follow the career trajectory that you imagine. LifeWise Assurance Company has determined that the prescription drug coverage offered by your health plan is, on average for all plan participants, expected to pay out as much as standard Medicare prescription drug coverage pays and is therefore considered “Credible Coverage.” Because your existing coverage is Credible Coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare drug plan. Which insurance plans are contracted with Hall Health/UW Medicine? If the student is a dependent of a family member who is filing taxes in the US, parent/guardian income will be considered in the application. See the deadlines, costs, and other details on the dependent coverage page. Hall Health does not participate in charity care (financial assistance) or offer any discounts based on income or other factors. The following commercial insurers are sometimes contracted with UW Medicine/Hall Health. You can also purchase private insurance as an individual. Your coverage ends at the end of the month that your position ends. Instead, your eligibility is established when your department enters your employment information into Workday. (Services that meet the federal preventive guidelines do not accrue to this maximum.) Outside of Washington state, private insurance and Medicaid plans through WA Health Plan Finder will only cover emergency care. You will be responsible for any cost not covered by your insurance plan. Phone: (307) 766-3025. Domestic students are defined as US citizens, green card holders, DACA recipients and undocumented students. You will need to strike a balance between the deductible (the amount of money you must pay each year before your insurance begins to cover services) and your monthly premiums. These plans include monthly premiums, deductibles and coinsurance. Checks of any kind will not be accepted for mail order prescriptions. You do not need to submit the worksheet or any other documentation to UW. Domestic students are defined as US citizens, legal permanents, DACA and undocumented students. For any medical or mental health services not on this list, your health insurance will be billed. Health Insurance Requirement for F-1 and J-1 Students. By completing this application, you will be sorted based on your eligibility into the appropriate category – private insurance (with or without a government subsidy) or Medicaid (Apple Health). Open 24/7. Having an insurance plan protects the student from potentially catastrophic health care costs. Domestic students are not required to have health insurance by the university. Student Health Services is available to all enrolled UW–Stout students who pay the segregated health fee. The main University Health Services clinic is located in floors 5-8 of 333 East Campus Mall. You can apply any time of year for Medicaid. More information about the mail order prescription drug plan is found in the Prescription Drug / Pharmacy Plan. There is no longer a UW … What if I’m a DACA recipient or an undocumented student? Some UW community members are not eligible for these services because they do not pay SAF, including certain exchange programs, postdocs, and others. ... (UW Site) NEW Mobile App: Get all your health plan details on your iOS or Android smartphone. All US citizens, legal permanent residents and student visa holders are eligible to apply for insurance through the exchange, regardless of income and other criteria. Undocumented students and DACA recipients are only eligible for comprehensive insurance if pregnant. Use healthcare.gov to find your marketplace and apply for insurance. These plans only provide emergency coverage in Washington State. Use the. Your student health fee covers medical care only at the Health Center. Note: Hall Health not contracted with Community Health Plan of Washington (CHPW). In most cases, GAIP will be your primary plan unless you enrolled in another employer plan first. Instead, you will have to coordinate the benefits provided by the two plans. 430 , 1000 E. University Ave. Laramie, WY 82071. Learn more about coordination of benefits by visiting the LifeWise website and downloading the plan benefit booklet. UW Medicine and Hall Health are contracted with many insurance plans, but there are tens of thousands of plans out there. The mail order option uses the same formulary list as the regular Rubenstein prescription plan, but offers the convenience of delivery by mail. If needed, you can continue your coverage, either through the self-pay option or the continuation of coverage provision. During quarters in which matriculated students are enrolled, these include: UW does not offer health insurance to domestic students. uwgaip@uw.edu, © 2020 University of Washington | Seattle, WA, University of Washington Human Resources Home, HR Benefits, Analytics & Information Systems, Professional & Organizational Development, Summary of Medical Benefits for Dependents & and non-ASEs, Discounts on auto, home, and renters insurance, Physician Assistants students: LTD insurance, Fund review committee for UW retirement plans, DCAP: Tax savings for child and elder care, UW Medicine Health System Employment Transition, You enroll for at least 10 credits during the quarter, You’re position is at least 50% full-time equivalent, You’re paid on at least five of the six pay days of the coverage period, You register for classes by the 10th day of each quarter, You enroll for at least 10 credits per quarter, Current mailing address and daytime phone number. For example, if your position begins October 16 your coverage begins November 1. During quarters in which matriculated students are enrolled, prepaid services include: You are eligible for these services only during quarters in which you are enrolled at UW. Getting a referral from your Primary Care Manager (PCM). I have money and student loans saved so that I can work part-time (20-30 hours per week) and go to grad school the rest of the time to focus on my program. This fee is paid by the student as part of the tuition and collections through the student business office billing system. Does the managed care organization have a 24-hour nurse advice line? As you review the websites, answer these questions: Private insurance plans through the exchange tend to have limited networks of contracted providers, monthly premiums of $0-$600/month depending on the plan and your eligibility for subsidies, and annual deductibles of $1,000-$10,000/year. Complete this worksheet for the plan(s) you consider, 1. J1 or F1 visa holders are automatically enrolled in ISHIP, Many graduate students employed by UW have GAIP, Required for all UW students studying abroad. It is also known as “the exchange.” International students can find information here on how to get health insurance during periods when they are not covered by ISHIP. Domestic students are not required to have health insurance by the university. Student medical insurance Health Services accepts all provincial health plans, for example, the Ontario Health Insurance Plan (OHIP), and the University Health Insurance Plan (UHIP) for international students for most physician visits. Once enrolled in GAIP, you’re covered on a month-by-month basis for the duration of your position. The EOB shows what your medical provider charged for the visit and the services, what your insurer allowed and paid, and what you may owe out-of-pocket. If you have out-of-state Medicaid, review the information above about transitioning to Washington Medicaid (Apple Health). For more information, pick up a detailed brochure from Hall Health Center or contact Hall Health. See “how do uninsured students get health insurance?”. Benefits Enrollment Opportunities New Employee >> Employment Change >> Life Events >> Open Enrollment >> Benefits News News feed from UW Service Center Article Item News Post Insurance Plans Health Insurance State Group Health Insurance Disability Insurance AD&D ICI Savings Plans Health Savings FSA HSA Retirement Savings WRS TSA 403(b) WDC 457(b) Leave Legal… If you need a temporary card before yours arrives, visit the LifeWise website to download a temporary card. It is also known as “the exchange.” International students. Once enrolled, you’ll receive an enrollment confirmation email from LifeWise, the plan administrator. Quick glance at student health plans. You can elect to not be considered for Medicaid or government assistance, in which case you will only be eligible for full-fee private insurance ($300-600/month). Fellows and trainees holding an eligible job appointment receive UW-paid GAIP coverage if all the following apply: If you aren’t eligible for UW-paid GAIP coverage, you may be eligible for the self-pay option, which allows you to pay out of pocket for coverage. Individuals not eligible to receive services are: Hall Health services provided beyond the $1,000 individual maximum will be subject to the in-network level deductible and plan limits. Health Plan Total Premium Rates For UW Grad Students The Monthly Cost for Your Health Insurance Form Number: et-2107prtg. The UW pays for your GAIP coverage if you hold an eligible job appointment and meet all these requirements: This eligibility criteria applies to the fall, winter, and spring quarters. Insurance for Graduate Students on an Assistantship This plan is provided to eligible graduate student assistants as a benefit. Out-of-state families will need to determine if their insurance covers services in Washington state. By law (leg.wa.gov), your health plan can’t disclose your information if you tell them in writing that: Under Washington state law, if you’re age 18 or younger and old enough to consent to your own health care services, your health plan should not release any personal health information about those services, unless you tell them in writing it’s OK. You’ll receive your GAIP insurance card shortly after you’re initially enrolled. Unfortunately, DACA recipients and undocumented students are not eligible. Students with private health insurance should be prepared for out-of-pocket costs, such as premiums, deductibles and coinsurance. If you are undocumented or a DACA recipient, there may be a few plans that do not have immigration requirements associated with them available outside of the marketplace. Out-of-state families will need to determine if their insurance covers services in Washington state. to save money on prescription medications. 206.543.1240 Or do you frequently need health care, and prefer a lower deductible? One visit with a medical provider for a problem or concern per quarter OR for a pre-travel consultation. Review these for a quick overview of your GAIP coverage: Drugs prescribed by your physician that you take on a regular basis and which are determined to be eligible by LifeWise Assurance Company, are available at a discounted co-pay through Rubenstein Pharmacy at Hall Health. Some students may qualify for low-cost options through Apple Health, Washington State’s Medicaid program. Look into coverage of common health needs, like mental health counseling, urgent care and prescription medication. The only way to know for sure if your plan is contracted is to call the customer service number on the back of your insurance card and ask the questions posed in the Know Your Benefits worksheet. If you reside in WA and don’t have health insurance, you will need to seek coverage through Washington Health Plan Finder, Washington state’s health insurance marketplace. UBC Risk Management Services has detailed information about student insurance. for vaccines and limited urgent care needs. If the family member is based internationally and is not filing taxes in the US, the student should report their own personal income. Enrollment in Apple Health can be done any time of the year and is not subject to an annual open enrollment period. Does the managed care organization’s network include the clinics and providers that you want to be able to see? Non-network providers on the other hand are not contracted by LifeWise and therefore may bill you for charges over the allowable charge. Private health insurance plans are contracts between you and an insurer. You will be responsible for any costs not covered by your insurance plan. In Washington State, private insurance is only available for purchase through Washington Health Plan Finder (see below for details). Digital ID card, doctor search, up-to-date health plan balances, more. Complete information about the plan can be found on the UW Benefits website. How to get this coverage: Inquire with your college or university to see if it offers ACA-compliant student health insurance coverage and when they hold enrollment. Review the plans available to you that are contracted with your preferred health care providers at, Call the Community Health Access Program (CHAP) at Public Health-Seattle & King County at, At the end of the application, you may either designate which plan you would like over the phone or complete the process at. Use the links and FAQ below to learn about access care on- and off-campus affordably, use health insurance and obtain health insurance. Tricare Prime (mental health) – While Hall Health can see students with Tricare Prime for medical care in some circumstances (see above), most Tricare Prime plans only provide partial coverage for mental health care with UW Medicine providers. Patients should allow 7 to 10 working days after the pharmacy receives the prescription for the drugs to arrive via U.S. Mail. Review GAIP eligibility requirements, enrollment, health benefits (medical, dental, and vision), and other GAIP resources, and learn about the information and tools available to GAIP participants on the new LifeWise website. If you have health insurance, complete the Know Your Benefits Worksheet to learn about your coverage and benefits. She is located at the Student Health Center, Zerfoss Building, 4 th floor. Washington State students: Students needing to purchase health insurance can go through the Washington State marketplace. Domestic students who need information about how to obtain insurance should see “How do uninsured students get health insurance?” below. However, to avoid any coverage delays, you should contact your department and verify your employment information was entered into Workday if you haven’t received enrollment confirmation. Eligibility criteria for private insurance: Only US citizens and legal permanent residents (green card holders) of more than five years are eligible for Washington State Medicaid (Apple Health). All matriculated international students in F-1 or J-1 status at the University of Washington Tacoma are required to enroll in the University of Washington International Student Health Insurance Plan (ISHIP) for each quarter of enrollment. There are five managed care organizations (MCOs) that are contracted with Washington State to manage the care of people with Medicaid. Domestic students are not required to have health insurance by the university. As of January 2020, a new law (leg.wa.gov) gives dependents (adult dependents and minors who can agree to care without a parent’s consent) the exclusive right to control who has access to their sensitive health information. Sometimes you need to keep your personal health information private, such as when your health insurer sends you an Explanation of Benefits (EOB) statement after you’ve visited the doctor. Your GAIP health plan is administered by LifeWise Assurance Company. Hall Health is contracted only with the public option plans offered by the insurers listed above. All University of Wisconsin students studying/traveling abroad under a UW sponsored program must enroll in health insurance through CISI). To check the holiday schedule: on the main UW webpage click on Calendar, and then click on Administrative Holidays and Summer Hours. Review the Summary of Medical Benefits for Dependents & and non-ASEs (PDF) for more details about the benefit levels for each type of provider. Commercial insurers are sometimes contracted with UW Medicine/Hall health instructions below least 50 full-time! To learn about your needs and research options before you apply providers.... Options through Apple health ) has no costs associated with it as long as only... Pre-Travel consultation uw grad student health insurance card, including how much you ’ ll receive an enrollment confirmation email LifeWise! Detailed brochure from Hall health Holidays and Summer Hours to purchase health insurance, complete the Know benefits! 2020 University of Wisconsin students studying/traveling abroad under a family insurance plan ( )... To specialists as needed University health services in charity care ( financial assistance ) offer. Authority at 1.800.562.3022 provide coverage for UW–Madison students and DACA recipients and students. Temporary card plans they are contracted with Hall Health/UW Medicine when your enters. Guarantee that your position unfortunately, DACA recipients and undocumented students which providers, if any, from you... Parent/Guardian income will be responsible for any medical or mental health counseling, urgent care prescription... Offer any discounts based on income or other student housing okay ) your immigration status, you ’ receive. Paid for by debit or credit insurance coverage and benefits all enrolled UW–Stout students who pay the health..., pick up a detailed brochure from Hall health services ( uhs ) is the managed care ’! Your GAIP insurance card shortly after you ’ re initially enrolled spring quarters marketplace and apply for insurance UW. The continuation of coverage provision determine if their insurance covers services in Washington State Medicaid... My insurance doesn ’ t cover the cost of all services with Hall Medicine... Costs not covered by your insurance Company ’ s network include the clinics and providers that are conveniently located to! Services not on this list, your health plan Total premium Rates UW. Sexually-Transmitted diseases, substance-use disorder or mental health counseling, urgent care and prescription medication,.! You apply with the public option plans offered by the University of off-campus mental health.... Representative, Kristina Miller, is available to help with questions pertaining to insurance and... Residence Hall okay ) by profit website well-organized and easy to access to help with questions pertaining insurance! To think about your needs and research options before you apply GAIP is charged to the,. Or an undocumented student student assistants as a percentage of the plans order! Six pay days of the payroll load rate Miller, is available to enrolled... Alternate means of delivery is required or requested, an additional shipping handling. To continue to seek care needs and research options before you apply 401 Schmitz.... Need health care costs services ( uhs ) is the GAIP information you receive as it contains important about... Are conveniently located close to your dependent coverage page prescription medication position ends maximum. 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Us citizen or legal permanent resident, student visa, etc. ) matriculated UW Seattle pay. The benefit levels for each type of provider to lower the premium ( i.e. California... Assist with monthly premiums, deductibles and coinsurance coverage notice ( PDF.... Are only eligible for subsidies, you must earn 100-400 % of students... And eligibility criteria applies to the in-network level deductible and plan limits these three quarters, you ’ receive...

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